Products

Products


Checking Accounts

  • Regular Checking- Personal & Business - can be opened with an initial deposit of $25.00

  • NOW Account - must have a minimum opening balance of $1500.00 and maintain that balance to avoid a $10.00 monthly maintenance fee. The account will pay interest at the regular NOW account rate.

  • Money Market Account - must have a minimum opening balance of $2500.00 and maintain that balance to avoid a $10.00 monthly maintenance fee. Money Market accounts are limited to 6 transactions (3 checks & 3 automatic transfer) per month, additional debit will be assessed a $5.00 service charge per item. The account will pay interest at the regular Money Market account rate.

Savings

  • Passbook Savings

Saving accounts must have a minimum opening balance of $25.00. Interest on your savings account will pay quarterly and will pay the regular Savings account rate. If your account has a balance of $25.00 or less and has no activity for at least six months, there will be a quarterly fee of $2.00


Loans

We would be happy to serve your borrowing needs and offer the following types of loans at competitive interest rates:

  • Personal Loans
  • Business Loans
  • Vehicle Loans
  • Home Mortgages
  • Agricultural Loans
  • Construction Loans

Please check with our loan officers for full details.

Please drop by our loan department so that we can assist you with any of your loan requests. Loan applications can be acquired at our bank or they can be emailed or faxed for your convenience.


Investments

  • Certificates of Deposits - Minimum opening balance $1000.00
  • IRA's - Minimum opening balance $1000.00